Working to Get Debt Relief and a New Beginning
At Bankruptcy Law Offices of James Schwitalla, P.A., we have been committed to helping people get debt relief through bankruptcy for over 18 years.
Our clients come from all walks of life. But they all have one thing in common: They are in over their heads and can no longer cope with the debt burden on their shoulders.
For a free consultation, call 305-278-0811.
Chapter 7 Bankruptcy
A Chapter 7 bankruptcy is ideal for people who have unmanageable levels of credit card and medical debt. These and other eligible unsecured debts will be discharged. Foreclosure actions are halted temporarily, giving you the opportunity to get current on your mortgage or find other accommodation.
If Chapter 7 bankruptcy is right for you, James Schwitalla will work to as quickly as possible to file bankruptcy.
Chapter 13 Bankruptcy
Some people need the added protections and features that a Chapter 13 bankruptcy offers and may chose to file a Chapter 13 after consultation with Mr. Schwitalla. Still, others may not want to file a Chapter 13, but may not qualify for a Chapter 7. In a Chapter 13 bankruptcy, you can obtain full or partial reductions in your unsecured debts and a payment plan for your home, car and other properties. The additional cash flow you get can make all the difference in the world — allowing you to keep your mortgage current and reduce your stress.
We also advise and represent small business owners in bankruptcy matters.
How We Can Help
In a free, no-obligation consultation, attorney James Schwitalla will review your situation, explain your options and answer your questions. This will be an in-depth consultation. Mr. Schwitalla will take the time needed to discuss your situation and what our firm can do to lift your debt burden.
Once we start working for you, creditor harassment will have to stop. You can refer your creditors to our office, and we will handle all dealings with them throughout your case. Once we file your bankruptcy, the threat of immediate foreclosure, repossession and garnishment will stop. You will get peace of mind and will be able to focus on life again.
We will work to create a debt relief plan designed to enable you to keep as many of your assets and possessions as possible. We will be with you, represent you in the bankruptcy hearing and present your debt re-organization plan to the court.
Our firm is a bankruptcy practice offering reasonable rates. Throughout the entire process, we will handle every detail of your case. Our goal will be to obtain maximum debt relief for you and allow you to get a fresh financial start.
Contact a Bankruptcy Lawyer - Free Consultation
Call 305-278-0811 or send us an e-mail to learn more about how we can help you.
We are conveniently located just off Exit 16 on the Florida Turnpike, easily accessible from all parts of Miami, South Florida and the Florida Keys.
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The hiring of a lawyer is an important decision that should not be solely upon advertisements. Before you decide, ask us to send you free, written information about our qualifications and experience.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
