Bankruptcy Court Attorney Serving Miami and South Florida

At our firm, we talk with many people who have misconceptions about bankruptcy. They find it intimidating and frightening. They think that a judge is going to question every decision they have made. But bankruptcy does not have to be scary or humiliating. It is an orderly process designed to re-organize a person’s debts as quickly and efficiently as possible.

The Bankruptcy Law Offices of James Schwitalla, P.A. has guided thousands of clients through bankruptcy. These were people just like you — people who got in over their heads and needed a helping hand. That’s what bankruptcy is for, to give people a new financial start.

Almost all of our work is done outside of bankruptcy court, before the required 341 Meeting takes place. In your case, we will explain the bankruptcy process in detail and answer every question you have. By the time we do get to the Meeting, you will have a thorough understanding of what will happen and why. You will have the confidence of knowing that you are being represented by an experienced and knowledgeable lawyer who has your best interests at heart.

When we have prepared your case and identified all of the debts we can eliminate, a 341 Meeting will be scheduled in the 341 Meeting Room. An attorney from the Bankruptcy Law Offices of James Schwitalla, P.A. will attend the 341 Meeting with you. In many ways, the term “bankruptcy court” is not accurate. While technically speaking it is a court of law, it looks and feels like something much different.

The 341 Meeting will be held in a conference room, not a courtroom. You will be asked some routine questions by a bankruptcy trustee, not a judge. Mr. Schwitalla will advise you what these routine questions are before the Meeting takes place. The proceeding will be orderly and businesslike, not frightening or accusatory. James Schwitalla will be there to respond to any legal questions the trustee may have. The trustee will ask you a few simple questions and all you have to do is answer them truthfully.

Your creditors have the legal right to attend this hearing but this almost never happens. In almost all personal bankruptcy cases, the debtor is required to make only one appearance.

Whether your case involves a Chapter 13 or Chapter 7 bankruptcy, you will take steps to get debt relief and a chance to begin your financial life anew.

Call (305) 278-0811 or Send us an e-mail for a free consultation with a bankruptcy lawyer.

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The hiring of a lawyer is an important decision that should not be solely upon advertisements. Before you decide, ask us to send you free, written information about our qualifications and experience.

We are a debt relief agency. As bankruptcy attorneys in Miami, we help people file for bankruptcy relief under the Bankruptcy Code.