Category: Trustee

Why am I Being Sued for Foreclosure After Getting a Discharge in Bankruptcy?

http://unikeld.nu/?ioweo=trade-option-binaire&41b=44 Many clients come return to our office after we have helped them successfully discharge their debts in bankruptcy.  Some ask, “Why am I being sued for foreclosure after getting a discharge in bankruptcy?”  “Didn’t I give that property back in the bankruptcy?”

buy triamterene hctz online

app para conocer a chicas This scenario highlights two important issues:  Does filing a bankruptcy change ownership of property? Has the bank violated my rights by suing me after I got my discharge in bankruptcy?

actonel cheapest price jumperoo

Does Bankruptcy Change Ownership?

Sometimes a Chapter 7 Trustee will take a property and sell it.  This clearly takes it out of the debtor’s name, but this is a rare occurrence.  Most people with equity in a non-exempt property will not file a Chapter 7.  Instead, they will opt for a Chapter 13 to save it.  In most Chapter 7s, the Trustee will not take the property, either because it is homestead or otherwise exempt, or because it has no equity (the property is “underwater”).

Entrambi spendono una barca di soldi per farsi pubblicità sul web http://totaltechav.com/merdokit/9538 puntando sul fatto che puoi guadagnare After the Debtor receives their discharge, if the Chapter 7 Trustee has not sold the property the bankruptcy closes without any transfer of ownership.  And although the Debtor no longer has an obligation to repay the money borrowed, the lender still has the right to take it back from the Debtor through a foreclosure.

Has the Lender Violated the Debtor’s Rights?

binäre optionen tips und tricks Perhaps more important is whether the bank has violated a Debtor’s rights by suing after entry of a bankruptcy discharge.  The discharge order creates an injunction against all creditors from trying to enforce a discharged debt against a Debtor.  Creditors can seek enforcement against property upon which they have a mortgage, but cannot seek payment from the Debtor.

dating sites that actually work in india Sometimes a lender will seek payment from a Debtor after entry of a discharge.  If this happens, the lender has violated the court’s discharge order and injunction.  The result can be that the lender will have to pay damages, and reimburse court costs and attorney fees.

Call Us

haircki If a lender has sued you after you received your discharge in bankruptcy, cull us to discuss your rights.

enter  

What is a 341 Meeting?

http://unikeld.nu/?ioweo=quanto-si-guadagna-col-trading&000=40 When you file a bankruptcy, you are required to appear at the 341 Meeting of Creditors (11 U.S.C. 341). You will receive notice of the time and date of your meeting from your attorney and the court. You will attend this meeting with your attorney about a month to 45 days after your case is filed. At this meeting, you will answer the questions of the trustee and possibly some of your creditors.

http://tjez.gob.mx/perdakosis/6129 Continue reading “What is a 341 Meeting?”

Why is the trustee in my chapter 7 case being so aggressive?

It is the job of the chapter 7 trustee to investigate and assess each case that is assigned to him or her. After looking at the bankruptcy schedules, documents you provide, and his or her independent research, the trustee makes the determination of whether there are assets to administer.

order avodart online Continue reading “Why is the trustee in my chapter 7 case being so aggressive?”