Should I keep paying my minimum payments to credit cards if I am filing bankruptcy?

If you have explored your options with a bankruptcy attorney (or a few) and bankruptcy is the best solution to your financial problems, then there is no need to keep paying the minimums on your credit cards.

There are a few exceptions to this suggestion, but for the most part you would be throwing good money after bad.

You are better served directing your enegry and resources to the bankruptcy process to get closer to your fresh start and solution to your debt problems. However, remember if you are not paying the credit cards, then you are also not using the credit cards either.


The hiring of a bankruptcy attorney is an important decision that should not be made solely upon advertisements. Before you decide, ask us to send you free, written information about Miami bankruptcy lawyer, James Schwitalla, P.A, and our firm. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Contact us today.