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[GRAPHIC: THE BANKRUPTCY LAW OFFICES OF JAMES SCHWITALLA, P.A., 305.278.0811, WWW.MIAMIBANKRUPTCY.NET, PARK PLACE II – 12954 SOUTHWEST 133RD COURT – MIAMI, FL 33186]
JAMES SCHWITALLA: My firm helps families and individuals. They all share the same problem, that they’re unable to pay their debts as they come due. And so they need information. And they come to my office. And we analyze their situation. And then based upon the analysis of their situation, we describe to them what their options, both inside and outside of bankruptcy. And the consultation is not over until I’ve answered all their questions.
[GRAPHIC: Paper, pen, keyboard; adding machine; café; bank owned sign]

JAMES SCHWITALLA: Fears that people have coming into my office are that they can’t open a bank account, they can’t keep a bank account open, that they cannot open a business, that someone’s going to come into their home and take all of their property. Fear is based upon not knowing what is going to happen. And if someone educates you as to the process and explains to you your options, that’s going to help you overcome your fear.
[GRAPHIC: Bankruptcy papers; pencil and paper; credit cards]
I’ve been practicing as a bankruptcy attorney since 1991. For the past 12 years, I’ve focused exclusively on helping families and individuals who are debtors in the bankruptcy court. However, for the first six years or so, I represented credit card companies. So I know the process from both sides.
Everyone that calls and comes into my office gets a free consultation. And it’s a consultation with me.
[GRAPHIC: THE BANKRUPTCY LAW OFFICES OF JAMES SCHWITALLA, P.A., 305.278.0811, WWW.MIAMIBANKRUPTCY.NET, PARK PLACE II – 12954 SOUTHWEST 133RD COURT – MIAMI, FL 33186]
JAMES SCHWITALLA: The first step to resolving your financial problems is to pick up the telephone and call my office for your free consultation.