Chapter 7 Bankruptcy

Does This Sound Like Your Situation?

My wages are not what they used to be, and all my expenses are going up!
My income covers my basic expenses, but not the credit card bills.
We can’t pay even our basic expenses, much less our credit card debts.
I have a lot of medical debts, credit card bills, and other debts.

Bankruptcy Law Offices of James Schwitalla

The solution may be a Chapter 7 bankruptcy, which can reduce or eliminate your debts, stop creditor harassment, stop wage garnishment and give you the fresh start you need. At the Bankruptcy Law Offices of James Schwitalla, P.A., we have the experience to help you file a Chapter 7 bankruptcy in Florida.

Chapter 7 bankruptcy is not available for everyone, but if you qualify it could be the solution you need to finally get out of debt. If you filed Chapter 7 bankruptcy in the past 8 years you may not be eligible for Chapter 7 personal bankruptcy. Instead, a Chapter 13 bankruptcy may be right for you.

Chapter 7 is said to give you a “fresh start” bankruptcy because it can eliminate most debts entirely such as credit card debt and medical bills. It can also temporarily stop foreclosure or landlord evictions to give you the breathing room you need to perhaps negotiate to stay in your home longer.

Free Consultation - Hablamos Espanol

We offer a free consultation. During your free consultation with our Miami Bankruptcy lawyer, James Schwitalla, will review your financial situation, answer your questions and recommend a personalized strategy for you.

About Us

Miami Bankruptcy serves clients throughout the Miami and Miami-Dade County area, South Florida and the Florida Keys, including Kendall, Westchester, Sweetwater, Pinecrest, Palmetto Bay, Cutler Bay, Homestead, Florida City, Cutler Ridge, Richmond Heights, Key Largo, Marathon, Islamorada, Big Pine Key, Key West, Tavernier and Plantation.

Our Office

James Schwitalla
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