Miami Bankruptcy Lawyers: Working to Get Debt Relief and a New Beginning
At the Bankruptcy Law Offices of James Schwitalla, P.A., our Miami bankruptcy lawyers have been committed to helping people get debt relief through bankruptcy for over 18 years.
Our clients come from all walks of life. However, they all have one thing in common: They are in over their heads and can no longer cope with the debt burden on their shoulders.
A Chapter 7 bankruptcy is ideal for people who have unmanageable levels of credit card and medical debt and little to no income left over to pay. These and other eligible unsecured debts will be discharged. Foreclosure actions are halted temporarily, giving you the opportunity to get current on your mortgage or find other accommodation.
If Chapter 7 bankruptcy is right for you, James Schwitalla will work as quickly as possible to file bankruptcy.
Some people need the added protections and features that a Chapter 13 bankruptcy offers and may choose to file a Chapter 13 after a consultation with Mr. Schwitalla. Still, others may not want to file a Chapter 13, but may not qualify for a Chapter 7. In a Chapter 13 bankruptcy, you can obtain full or partial reductions in your unsecured debts and a payment plan for your home, car and other properties. The additional cash flow you get can make all the difference in the world — allowing you to keep your mortgage current and reduce your stress.
Many small business owners do not fully realize the personal financial risks they face. This is especially true for owners of sole proprietorships. Even if a business is a corporation or limited liability company, the owner may not be fully protected from creditors or payroll tax liability.
At the Bankruptcy Law Offices of James Schwitalla, P.A., we help small business owners to take steps to obtain debt relief through bankruptcy. We are experienced, knowledgeable and dedicated to helping small business owners protect their assets to the greatest extent possible in their situation.
Click here for more information on bankruptcy for small business owners.
In a free, no-obligation consultation, attorney James Schwitalla will review your situation, explain your options and answer your questions. This will be an in-depth consultation. Mr. Schwitalla will take the time needed to discuss your situation and what our firm can do to lift your debt burden.
Once we start working for you, creditor harassment will have to stop. You can refer your creditors to our office, and we will handle all dealings with them throughout your case. Once we file your bankruptcy, the threat of immediate foreclosure, repossession and garnishment will stop. You will get peace of mind and will be able to focus on life again.
We will work to create a debt relief plan designed to enable you to keep as many of your assets and possessions as possible. We will be with you, represent you in the bankruptcy hearing and present your debt re-organization plan to the court.
Our firm is a bankruptcy practice offering reasonable rates. Throughout the entire process, we will handle every detail of your case. Our goal will be to obtain maximum debt relief for you and allow you to get a fresh financial start.
We are conveniently located just off Exit 16 on the Florida Turnpike, easily accessible from all parts of Miami, South Florida and the Florida Keys.
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The hiring of a lawyer is an important decision that should not be solely upon advertisements. Before you decide, ask us to send you free, written information about our qualifications and experience.
We are a debt relief agency. As bankruptcy attorneys in Miami, we help people file for bankruptcy relief under the Bankruptcy Code.