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One option for funding higher education expenses is using private student loans. About 7.3% of all student loan debt in the US comes from private loan borrowing.  Many students rely on private student loans to cover the ever rising costs of higher education, including classes, fees, and living expenses, and many mitigation options available to

Many times bankruptcy isn’t the outcome of frivolous spending, but the inability to keep up with increased living costs, irregular salaries, and accumulated debts. Our governments’ responses to COVID pandemic caused millions of Americans to lose their jobs, and made it difficult for them to pay their debts.  However, the federal government then passed the

According to data on US bankruptcy filings, Florida had the second-highest number of Chapter 7 filings in 2021, a trend that seems to persist in 2022. While declaring bankruptcy doesn’t sound pleasant, it’s not a black-and-white issue — it can benefit consumers, but it also comes with significant downsides. By filing for Chapter 7 bankruptcy

Chapter 7 bankruptcy is the most common type of bankruptcy filed by consumers.  In fact, in Florida, 72% of all bankruptcy filings in 2021  were for Chapter 7. Financial challenges can happen to anyone.  If you are struggling to pay off debts, you might be wondering whether filing for Chapter 7 bankruptcy is the best

When a married couple in Florida struggles financially, one option for getting out of debt is for the spouse to file for bankruptcy. Filing for bankruptcy can provide some relief by stopping creditor harassment and allowing the debtor to reorganize their finances under the court’s protection. However, there are some things to consider before making

  The United States courts report that personal and business bankruptcy filings have steadily decreased. According to analysts, the US court systems saw a 27.9% and 29.1% reduction in bankruptcy for business and non-business filings, respectively. It’s a promising reduction compared to the numbers from the height of the pandemic last year. In 2021, approximately 310,597 Chapter