Bankruptcy Attorney in Miami

Debunking Bankruptcy Myths- Insights from a Miami Bankruptcy Attorney

Bankruptcy is a legal process designed to offer individuals and businesses a fresh financial start when they are overwhelmed by debt. However, misconceptions and myths about bankruptcy can deter people from seeking the debt relief they desperately need. As a reputable Miami bankruptcy attorney, it is essential to shed light on common bankruptcy myths and

Read More »
New Guidelines on Student Loan Bankruptcy Discharge

New Guidelines on Student Loan Bankruptcy Discharge

In November 2022, the Biden administration revealed policy changes that aim to simplify the process of eliminating federal student loans for federal student loan borrowers through bankruptcy.  Through the Department of Justice and Department of Education, the federal government’s new guidelines are designed to encourage the discharge of federal student loans.  “This is huge! Because

Read More »
filing for bankruptcy

How will bankruptcy affect my credit?

According to Miami bankruptcy attorney, James Schwitalla, for most people, filing for bankruptcy is the first step for them to improve their credit score. The reason is that most folks considering bankruptcy have already fallen behind on their debt payments and their credit scores have already suffered.  Accordingly, the filing of the bankruptcy does not

Read More »

A Guide to Finding a Good Bankruptcy Lawyer in Miami

Declaring bankruptcy is a legal process that you can choose if you cannot manage your debts with alternative financial solutions. It may be the best way for you to reduce or eliminate your debts, safeguard your home from foreclosure, and fend off bill collectors. However, you should understand that declaring bankruptcy carries substantial financial consequences.

Read More »

How does my personal bankruptcy affect my small business?

Filing for personal bankruptcy can have an impact on your small business, especially if you operate it as a sole proprietorship. Here are some ways in which your personal bankruptcy can affect your small business: Chapter 7 vs Chapter 13 Bankrupcty The type of personal bankruptcy you file, i.e., Chapter 7 bankruptcy or Chapter 13

Read More »
Miami Bankruptcy Lawyer

Do I need an attorney to file for bankruptcy?

Although you do not need an attorney to file for bankruptcy in Miami, Florida, it is highly recommended that you seek the advice of an experienced Miami Bankruptcy attorney. What is a bankruptcy attorney? A bankruptcy attorney is a lawyer who specializes in federal bankruptcy law and the underlying state law, and provides legal services

Read More »

Chapter 11 Bankruptcy

The bankruptcy case for small businesses is referred to as a “Subchapter V” (pronounced “Subchapter five”) bankruptcy or Chapter 11.  It was established recently to provided small business corporations and LLCs access to bankruptcy reorganization.  Even the “simplest” traditional Chapter 11 bankruptcy typically requires an investment of attorney fees and costs of no less than $40,000,

Read More »
Miami Bankruptcy Lawyer

Bankruptcy 101: The Basics

If you can’t pay your debts, filing for bankruptcy might be the right move to make. In 2022, there were more than 4,400 bankruptcies filed in the Miami United States Bankruptcy Court across all chapters, including Chapter 7, Chapter 11, and Chapter 13 filings. When your debts, whether they be mortgages, bank loans, credit cards,

Read More »

About Us

Miami Bankruptcy serves clients throughout the Miami and Miami-Dade County area, South Florida and the Florida Keys, including Kendall, Westchester, Sweetwater, Pinecrest, Palmetto Bay, Cutler Bay, Homestead, Florida City, Cutler Ridge, Richmond Heights, Key Largo, Marathon, Islamorada, Big Pine Key, Key West, Tavernier and Plantation.

Our Office

James Schwitalla
Rated by Super Lawyers

loading ...
Copyright © 2024 Bankruptcy Law Offices of James Schwitalla, P.A

Built with  by Parameter

Scroll to Top